Top 10 Health Insurance Companies In The US

It is one of the most important decisions of employers to offer health insurance. While it is true that employers should offer insurance to their employees, it is imperative to know where to start. If yours is a small business firm that doesn’t have an HR or a benefits specialist to assist you, you should know the basics of insurance policies.

List Of United States Health Insurance Companies

Health Insurance Companies In USA

But when you invest your effort and time to set up a health benefit plan which is worth your effort. There are numerous benefits of employer-sponsored health insurance plans, including the ability to attract new employees and retain old ones. It also helps your organization stand out, and contribute towards a satisfied and happy workforce. Here is a list of the 10 biggest health insurance companies in the US.


A differentiated health and prosperity organization, UnitedHealth Group’s key areas of service are clinical expertise, cutting-edge technology, and information and health data.

UnitedHealth Group serves clients and purchasers in the US and in excess of 130 different nations through two different platforms: UnitedHealthcare gives medical care and benefits services, while Optum gives data and tech-empowered health services. The group puts more than $4 billion in innovation and advancement and cycles around 1.1 trillion transactions every year.


Anthem is the second-biggest medical insurance supplier by absolute total participation, with more than 45 million individuals. The organization’s Commercial and Business medical services portion offers network-based care to enormous and private companies, people, and Medicaid and Medicare markets.

The organization as of now just sells plans in 14 states — California, Colorado, Connecticut, Georgia, Indiana, Kentucky, Maine, Missouri, Nevada, New Hampshire, New York, Ohio, Virginia, and Wisconsin.

The company Anthem is considered part of the Blue Cross Blue Shield Association, which, altogether, covers every one of the 50 states. This alliance can give a few policyholders advantages, for example, cross-country admittance to clinical care through the Blue Card program.

Centene Corp

Centene Corp is a Fortune 500 company, and not only that, but it is also a diversified global medical organization giving a horde of services to government-supported medical care programs, focusing mainly on uninsured and underinsured people. It works in 50 states and three worldwide business sectors and has in excess of 30 million managed care members.

Centene works with local health insurance plans and gives a scope of health care coverage solutions. Likewise, it contracts with other medical services and business associations to offer specialty services, going from behavioral health, dental advantages, life and wellbeing, and drug store benefits management to care management software, restorative medical care services, in-home health services, specialty drug store, and telehealth services.


Aetna was a health insurance company that was acquired by CVS Health Corp. in 2018, and Aetna presently sells minimal expense insurance plans across an assortment of coverage types including individual health care coverage, dental plans, Medicare Benefit, Medicare Part D, Medicaid, and other group plans.

Established in 1853, Aetna is the third-biggest supplier of medical coverage and services, by enrollment, with quite a bit of its participation coming from group healthcare coverage plans that businesses proposition to their representatives.

Aetna offered a set number of plans on the Affordable Care Act (ACA) commercial center for 2022, and for 2023, it extended to sell individual and family plans in 12 different states.


Humana’s social foundation is adjusted to assisting individuals with accomplishing their best health by giving customized, rearranged, entire individual healthcare experiences. Perceiving that every individual, family, and community’s health care needs keep on developing, Humana makes the latest technological solutions and assets to assist with peopling carry on with their healthiest lives on their terms – when and where they need it.

Humana is the fifth-biggest health insurance company by enrollment. The organization was established in 1961 and initially sold long-term care insurance prior to venturing into selling medical insurance policies. Humana has not offered new individual ACA healthcare coverage since January 2018.

All things being equal, Humana’s policyholders have employer health care coverage plans, secondary insurance for dental and vision, as well as Medicare plans including Medicare Advantage, supplemental and remedy plans.

Kaiser Foundation

The Kaiser Foundation is a large insurance company with direct written premiums of $105.3 billion and a market share of around 8.4%.

Kaiser Foundation Health Plan, Inc. works as a non-benefit health care association. The association offers allergy, audiology, cardiology, dermatology, oncology, hospice, research center, nephrology, occupational treatment, pain management, pediatric restoration, and various other pharmacy services. The organization serves patients in the United States of America.


CVS Health is a medical care innovation organization with the sole purpose of helping people walk the path of better health. With the help of its various healthcare services, plans, and community drug specialists, it spearheads another way to deal with overall health.

CVS has in excess of 9,900 retail locations, almost 1,300 walk-in clinical centers, a drug store benefits supervisor with around 100 million plan members, a broadened healthcare benefits organization serving around 23.4 million clinical individuals, a committed senior pharmacy care business serving more than 1,000,000 patients each year, growing specialty drug store services, and an independent Medicare Part D professionally prescribed drug plan.

Cigna Health

Cigna Health is a health insurance company with direct written premiums of $32.8 billion and a market share of around 2.5%.

The Cigna Corporation is a worldwide health service association with in excess of 165 million client and patient relationships in more than 30 nations and wards. Cigna Health’s insurance plans and items incorporate medical care insurance for people and families, dental insurance plans, government Medicare plans, Government medical care supplemental plans, other supplemental insurance, and global health care coverage.


Health Care Service Corporation (HCSC), a common lawful reserve company, is the biggest client-claimed medical care insurance agency in the US. The company serves in excess of 16 million individuals across five states – Illinois, Montana, New Mexico, Oklahoma, and Texas – and utilizes in excess of 23,000 individuals in more than 60 local workplaces.

HCSC offers a wide assortment of life and medical coverage items and related services through its partners and auxiliaries, including Dearborn Group, Dental Network of America, HCSC Insurance Service Organization, Medecision, Availity, Prime Therapeutics, and TriWest Healthcare alliance.

Molina Healthcare, Inc.

Molina Healthcare, a Fortune 500 organization, solely centers around government-supported medical care programs for qualified people and families. The organization contracts with state legislatures and fills in as a health plan giving an extensive variety of high-quality medical care administrations to people and families.

Molina gives the best healthcare plans in California, Florida, Illinois, Michigan, New Mexico, New York, Ohio, South Carolina, Texas, Utah, Washington, Wisconsin, and Puerto Rico. The organization likewise offers a government medical care product, which is called Medicare, and has been chosen in many states to participate in dual exhibition tasks to deal with the consideration for those qualified for Medicaid and Federal medical care or Medicare.

While there are numerous such big-shot insurance companies in the US that offer employers varied choices, it is vital to consider other flexible health insurance benefit options. Health stipends and HRAs are probably the easiest ways of offering additional benefits without the requirement to dive into the group plan services. They also offer your employees the autonomy to select the best health policies that are suitable for them.

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